Credit Risk Data Scientist

Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management
Develop and maintain an effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale and retail loan portfolios
Design and develop ETL processes to extract, cleanse, and reconcile credit risk data
Run weekly, month-end, and quarterly data and reporting processes, ensuring timely and accurate delivery of reports
Collaborate with development and implementation teams to ensure alignment of data and execution logic
Automate workflows for data capture, testing, documentation, and visualization
Create comprehensive documentation and playbooks to promote process consistency and knowledge sharing
Explore and apply machine learning (ML) and artificial intelligence (AI) techniques to enhance process efficiency
Communicate insights and recommendations to risk managers to support strategic decision-making

Bachelor’s degree in an appropriate field (Mathematics, Computer Science, Economics, Statistics, Business) or equivalent work experience
More than four years of applicable experience
Demonstrated ability to design and develop interactive Power BI dashboards that effectively visualize and communicate data
Proven proficiency in writing and optimizing SQL queries for data extraction, transformation, and analysis
Strong analytical thinking, problem-solving and decision-making skills
Ability to collaborate and communicate effectively across teams, which includes risk managers, technology and data management teams
Strong verbal and written communication skills

Knowledge of credit risk management concepts in retail or wholesale lending
Experience using Power Automate flows and building Power Apps
Experience building complex dashboards and storytelling with data using BI platforms
Experience using Python or equivalent programming language
Experience in process re-engineering

Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.

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