University degree (Finance, Economics, Business, Risk Management or related field preferred),, 3+ years of relevant work experience in credit risk, financial analysis, underwriting, or a similar role,, Strong command of MS Office (especially Excel); ability to work with data,, Solid understanding of fraud, credit risk principles, and B2B business models,, Good knowledge of financial statements, cash flow dynamics, and credit products,, English language – B2/C1 level,, Strong analytical and critical-thinking skills combined with a risk-oriented mindset,, Ability to work independently while maintaining effective collaboration across departments,, Excellent communication and interpretation skills,, Proactive, curious, and willing to drive improvements and take ownership of assigned tasks., Experience in a risk or financial role within a company dealing with SMEs, factoring, lending, leasing, insurance, or credit evaluation,, Experience working with insurers or credit bureaus,, Knowledge of automation tools or data-driven risk solutions.

sharing the costs of sports activities, sharing the costs of foreign language classes, remote work opportunities, integration events, no dress code, meal passes, charity initiatives, extra leave